Undergraduate Costs
University Costs
UMass Amherst tuition, fees, food and housing rates are established each summer for the following academic year.
Cost of Attendance and Financial Aid
We add all the expenses listed below to create what is referred as your "Estimated Cost of Attendance", to determine your eligibility and need for financial aid.
There may be additional charges not reflected below that appear on your university bill. These additional fees may be based on the student's career, level and program which are not included in the Financial Aid standard Cost of Attendance.
The Student Health Benefit Plan required by Massachusetts state law is not included. This fee may be waived if your health insurance meets the Massachusetts state requirements. Visit University Health Services for details.
For more detailed information about tuition residency, contact the Undergraduate Admissions Office at 413-545-0222 or visit our Residency Policy page here: https://www.umass.edu/admissions/undergraduate-admissions/connect/information-policies/residency-policy
For detailed information about fees and tuition visit the Bursar's Office.
Full-Time Undergraduates and Stockbridge Students
2024-2025 Estimated Costs (9-Month)
This page provides estimates only. Costs are not final until approved by the UMass Board of Trustees. This page will be updated once all costs have been finalized.
Instate On/Off Campus | Out of State On/Off Campus | Regional** On/Off Campus | International*** On/Off Campus | Instate Living with Parent | |
| 1Tuition & Fees | 17,772 | 40,449 | 33,512 | 40,882 | 17,772 |
| 2Average Housing (see options) | 9,062 | 9,062 | 9,062 | 9,462 | 1,200 |
| 3 Food (see options) | 7,647 | 7,647 | 7,647 | 8,322 | 2,400 |
| 4Supplemental Health Insurance | 2,232 | ||||
| Estimated Direct Cost | 34,481 | 57,158 | 50,221 | 60,898 | 21,372 |
| Books | 1,200 | 1,200 | 1,200 | 1,200 | 1,200 |
| Travel | 400 | 400 | 400 | 950 | 600 |
| Miscellaneous | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| Average Federal Loan Fees | 40 | 40 | 40 | 40 | |
| Estimated Indirect Costs | 2,640 | 2,640 | 2,640 | 3,150 | 2,840 |
Estimated Cost of Attendance | 37,121 | 59,798 | 52,861 | 64,048 | 24,212 |
Additional Dependent Costs (spouse and/or Children) Estimate $12,402
(Includes Living Expenses ($550/month/$4,950 and Family Health Insurance Plan $7,452 (optional for Domestic students).
1Additional fees may apply for first term enrollment, Commonwealth Honors College, certain majors and/or course fees. See Bursar website for a complete list of fees: https://www.umass.edu/bursar/tuition/undergraduate-tuition
2Housing - Per the US Department of Education, published housing costs must be the greater of the average or the median room charge. Additional charges apply for break housing. see on-campus housing options and rates on the Residential Life website: https://www.umass.edu/living/your-housing/housing-costs
3Food - All first-year students are automatically assigned to the Unlimited 250 Meal Plan. Students may change their meal plan once billed. See available options on the Umass Dining website: https://umassdining.com/meal-plans/residential-meal-plan
4The Student Health Benefit Plan (SHBP) is student health insurance that can be waived for domestic students if the student is enrolled in a comparable health insurance plan. At UMass Amherst, all international students must enroll and maintain coverage under this plan. This rate is an estimate and will not be final until the summer preceding the start of the academic year. More information is available here: https://www.umass.edu/uhs/insurance/shbp
** New England Regional Student Program (NERSP) offers a tuition break to New England residents enrolled in certain programs not offered by the public colleges and universities in the student's home state. Billed costs will reflect the full out-of-state tuition and either the New England Regional discount OR, for those who are eligible, the out-of-state UMass Chancellor's Merit Award. Students receive either the regional discount or the merit award, but not both. Learn more about the New England Tuition Break Program here: https://nebhe.org/tuitionbreak/
*** International students on student visas will not qualify for in-state tuition. International students will be considered out-of-state for tuition residency purposes; they must contact the Undergraduate Admissions Office and provide appropriate visa documentation in order to initiate a residency reclassification review. International student meal and housing allowance includes costs for break periods. This itemized estimate will correspond to a new international student's I-20 form for educational expenses.
Half-Time Undergraduate and Stockbridge Students
2024-2025 Estimated Costs (9-month)
The costs listed below are based on enrollment of 6 credits per semester. This page provides estimates only. Costs are not final until approved by the UMass Board of Trustees. This page will be updated once all costs have been finalized.
Instate On/Off Campus | Out of State On/Off Campus | Regional** On/Off Campus | International*** On/Off Campus | Instate Living with Parent | |
| 1Tuition & Fees | 9,270 | 20,608 | 17,140 | 21,041 | 9,270 |
| 2Average Housing (see options) | 9,062 | 9,062 | 9,062 | 9,462 | 1,200 |
| 3 Food (see options) | 7,647 | 7,647 | 7,647 | 8,322 | 2,400 |
| 4Supplemental Health Insurance | 2,232 | ||||
| Estimated Direct Cost | 25,979 | 37,317 | 33,849 | 41,057 | 12,870 |
| Books | 600 | 600 | 600 | 600 | 600 |
| Travel | 400 | 400 | 400 | 950 | 600 |
| Miscellaneous | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| Average Federal Loan Fees | 40 | 40 | 40 | 40 | |
| Estimated Indirect Costs | 2,040 | 2,040 | 2,040 | 2,550 | 2,240 |
Estimated Cost of Attendance | 28,019 | 39,357 | 35,889 | 43,607 | 15,110 |
1Additional fees may apply for first term enrollment, Commonwealth Honors College, certain majors and/or course fees. See Bursar website for a complete list of fees:
https://www.umass.edu/bursar/tuition/undergraduate-tuition
2Housing - Per the US Department of Education, published housing costs must be the greater of the average or the median room charge. Additional charges apply for break housing. see on-campus housing options and rates on the Residential Life website: https://www.umass.edu/living/your-housing/housing-costs
3Food - All first-year students are automatically assigned to the Unlimited 250 Meal Plan. Students may change their meal plan once billed. See available options on the Umass Dining website: https://umassdining.com/meal-plans/residential-meal-plan
4The Student Health Benefit Plan (SHBP) is student health insurance that can be waived for domestic students if the student is enrolled in a comparable health insurance plan. At UMass Amherst, all international students must enroll and maintain coverage under this plan. This rate is an estimate and will not be final until the summer preceding the start of the academic year. More information is available here: https://www.umass.edu/uhs/insurance/shbp
** New England Regional Student Program (NERSP) offers a tuition break to New England residents enrolled in certain programs not offered by the public colleges and universities in the student's home state. Billed costs will reflect the full out-of-state tuition and either the New England Regional discount OR, for those who are eligible, the out-of-state UMass Chancellor's Merit Award. Students receive either the regional discount or the merit award, but not both. Learn more about the New England Tuition Break Program here: https://nebhe.org/tuitionbreak/
*** International students on student visas will not qualify for in-state tuition. International students will be considered out-of-state for tuition residency purposes; they must contact the Undergraduate Admissions Office and provide appropriate visa documentation in order to initiate a residency reclassification review. International student meal and housing allowance includes costs for break periods.