Student Health Benefit Plan (SHBP)

insurance plan icon

The SHBP Waiver for Fall 2021 is not yet available. The deadline to submit the waiver for Fall 2021 is September 8th. When it becomes available, we will update this web page.

The Spring '21 SHBP waiver deadline was 2/28/2021. Spring enrollment and waiver is now closed. Fall 2020 waivers are no longer being accepted.

Massachusetts requires college students to have comprehensive health insurance. Students taking five or more credits are automatically enrolled in the individual Student Health Benefit Plan (SHBP) each semester and charged on the semester's tuition bill. If you plan to use private health insurance instead of the SHBP, you must waive the SHBP by September 8, 2021. If you don't waive by the deadline, you'll remain enrolled in the SHBP, and charges will be assessed on the semester's tuition bills.

Learn More

  • SHBP Coverage Dates and Costs for Fall 2020-Spring 2021.

  • Waiving the SHBP. Complete the SHBP waiver, and get answers to FAQ's.

  • Optional Enrollment. Information for those who are not automatically enrolled in the SHBP.

  • International Students: If you are an international student who waived the Student Health Plan for Fall semester and are no longer studying overseas, you will need to enroll in the Student Health plan. This can be done by accessing and completing the Enrollment Form. This completed form should be sent to All students are required to have comparable health insurance that is based out of the United States and covers visits at UHS and the immediate area.

About the SHBP

  • The SHBP offers coverage for the academic year through Wellfleet Student.

  • Enrollment is on a semester basis. If you are covered both semesters, that equals a full year of coverage.

  • The SHBP meets or exceeds state requirements for health insurance. UMass Amherst has elected to voluntarily configure plan benefits to comply with regulations issued by the federal Department of Health and Human Services as required by the Affordable Care Act for fully-insured student health insurance plans.

  • For complete plan details and information, visit Wellfleet Student.

ID Cards

It is imperative that all students have a copy of their insurance card(s). Many plans have separate prescription drug, eye care, flexible spending account (FSA) and/or health savings account (HSA) cards. You must have copies of all cards related to your plan. The backs of insurance cards are as important as the fronts – be sure you have copies of both sides!

Students who remain enrolled in the SHBP must print a new insurance card each academic year. You can access a copy of your cards by visiting, and selecting 'ID Cards' from the menu at the top. Enter your student ID number, (Example: 123456789) and your date of birth to obtain a printable version of your card. Please note that you must print a copy of your new card prior to medical appointments and using pharmacy. Your health plan information changes each academic year, therefore your old cards will not be sufficient.


If you receive prescription medications from a healthcare provider during times when the UHS Pharmacy is closed, bring your insurance card to the pharmacy on the next business day. The medications you received will be billed to your insurance plan. If you do not take this step, you'll be billed for medications received.