Eligibility
There are several requirements that you must meet in order to be eligible for financial aid. Click on the sections below for more information.
Basic Eligibility Criteria
To be considered for financial aid, you must:
- Be a U.S. citizen or eligible non-citizen (Learn more at https://studentaid.gov/understand-aid/eligibility/requirements).
- Have a valid Social Security number (except for students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau).
- Successfully complete and submit a Free Application for Federal Student Aid (FAFSA) each year and have an official Student Aid Index (SAI).
- Not be in default on any federal student loan.
- Not owe a refund on any federal financial aid program.
- Submit all documents requested (if any) to verify the accuracy of information reported on the FAFSA.
- Have a high school diploma, General Education Development (GED) certificate, or have completed a high school education in a homeschool setting approved under state law.
- Be accepted and enrolled in a degree program at least half-time (6 credits) at UMass Amherst.
- Classes previously passed and repeated more than once cannot be counted toward enrollment for financial aid. This excludes classes designed to be taken more than once, ie; music composition.
- Maintain satisfactory academic progress. Read the full Satisfactory Academic Progress Policy on the Forms section of this site.
*The U.S. Department of Education requires that students receiving federal financial aid meet the UMass Amherst academic status standards ensuring academic progress toward a degree or certificate program of study.
If your eligibility changes your award may be adjusted.
Financial aid is available to eligible non-citizens.
Generally you are an eligible non-citizen if you meet any of the following criteria:
- U.S. national (including native of American Samoa or Swains Island)
- U.S. permanent resident with an Alien Registration card (I-551)
- Conditional permanent resident (I-551C)
- Other eligible non-citizen with an Arrival-Departure Record (I-94) from the Department of Homeland Security showing any one of the following designations:
- Refugee
- Asylum Granted
- Parolee (I-94 confirms paroled for a minimum of one year and status has not expired)
- Cuban-Haitian Entrant
- Hold a T-visa (for victims of human trafficking), or your parent holds a T-1 visa.
- You (or your parent) are a “battered immigrant-qualified alien” who is a victim of domestic violence by your U.S. citizen or lawful permanent resident spouse; you (or your parent) are eligible under the Violence Against Women Act, for federal public benefits.
You may be asked by Financial Aid Services to provide valid documentation of your status.
You are not eligible if you are:
- In the U.S. on an F1 or F2 student visa
- In the U.S. on a J1 or J2 visitor visa
- In the U.S. on a G series visa
- You only have “Notice of Approval to Apply for Permanent Residence (I-171 or I464).
- You have been granted Deferred Action for Childhood Arrivals (DACA).
Contact Financial Aid Services if you have questions about your eligibility.
If you are an international student who is not eligible based on the criteria above, you do not qualify for financial aid. There are a number of websites that can help you search for scholarship opportunities. You can also apply for alternative loans if you are able to obtain a cosigner who is a U.S. citizen.
Contact the Office of Global Affairs for more information.
Renewal FAFSA
After your initial application for financial aid (FAFSA), you must submit a renewal FAFSA each year to continue receiving aid. If there are any changes in household size, number of family members in college, or financial changes, your award will increase or decrease accordingly.
In addition, there are variations from year to year in the financial aid funds available from federal, state, and/or institutional sources. These variations may require adjustments to awards.
Satisfactory Academic Progress (SAP)
Verification of FAFSA Information
When you apply for financial aid through the FAFSA, some of your information is verified with different federal agencies, including the Social Security Administration (for verification of Social Security Numbers and citizenship status). If the information you provide does not match federal agency databases, the discrepancy must be resolved through the financial aid office before you can receive financial aid.
- Incoming first-year and transfer students: You will receive a financial aid award to aid you in making your decision, but those funds will not disburse until all discrepancies are resolved. If left unresolved, the financial aid award will eventually be canceled.
Income information may also be verified using the verification worksheet and IRS tax return transcript. See more information under Apply for Aid.
Census Date
Each term the financial aid office will finalize your enrollment at the end of the add/drop period. During summer term this window is shorter. This date is referred to as census date for financial aid. Your financial aid may be adjusted as a result of a change to your enrollment. You will be sent an email if your award is updated. You could owe additional money to the university if your award is reduced.
UMass Amherst Financial Aid Withdrawal Policy (R2T4)
Students intending to withdraw from all classes must complete a Withdrawal Form. Visit the Dean of Students Office website for more information on the types of withdrawals and a list of FAQs regarding the withdrawal process. Once the form is completed and submitted, the student is considered “officially withdrawn.”
Please review the Financial Aid Withdrawal policy page for detailed information.