PostDoctoral ("PD") employees who are scheduled to work at least half-time (50%) & PostDoctoral employees on a prestigious fellowship may enroll in the UMass Amherst PostDoctoral health insurance plan with 21 days of covered employment. Coverage is retroactively effective the first day of eligible employment.

PDs contribute twenty-five percent (25%) of the total premium for individual health insurance coverage; PDs contribute 20% of the total premium for health insurance providing coverage to their spouse, domestic partner and dependent child/ren under 26 years of age. Plan and premium information appears below.

PostDoctoral employees can lean more about their health insurance plan by referencing the Blue Cross/Blue Shield of Massachusetts:


PostDoctoral Health Insurance Plan Enrollment

PostDoctoral Employees may enroll in or modify health insurance coverage:

  • Effective upon date of eligible hire (enrollment must be completed within 21 calendar days of hire into an eligible position)
  • During annual open enrollment (mid-May through early June for coverage effective the following July 1). Employees may also add or remove qualified dependents during open enrollment.
  • Within 60 calendar days, and providing documentation, of a qualifying event. Qualifying events include marriage, birth/adoption, divorce/legal separation, death of covered dependent, spouse/dependent moving to the United States, involuntary loss of coverage under another plan, gain of coverage under another plan and court order. Change in coverage must be consistent with the qualifying event.

Enrollment, Premium Contributions and Required Supporting Documents

To enroll (or change coverage) complete and submit the required documents to the Human Resources Employee Service Center  within 60 calendar days of hire into a covered position or a qualifying event.

PostDoctoral employees contribute 25% of the total premium to purchase coverage under the plan. Premium is payroll-deducted pre-tax twice monthly during the month of coverage. PostDoctoral premium contributions are:


PostDoctoral Employee health insurance premium contribution and required supporting documents


Level of Coverage


Twice Monthly
Premium Deduction

July 2023-June 2024


Twice Monthly
Premium Deduction

July 2024-June 2025

Required Documents
Note: documentation of a qualifying event is also required if enrolling, or modifying enrollment,  at any time other than upon initial hire into an eligible position or during open enrollment 
Employee only$54.04$51.34Enrollment form & Premium Contribution Agreement
Employee & Child(ren)*$97.04$73.75Enrollment formPremium Contribution Agreement and birth or adoption documentation  for each covered child
Employee & Spouse or Domestic Partner*$134.63$102.31

Enrollment form, Premium Contribution Agreement and to cover one's:

Employee, Spouse/Domestic*    
Partner and Child(ren)

Enrollment formPremium Contribution Agreement and to cover one's:

  • Dependent child(ren), birth or adoption documentation for each covered child
  • Spouse, a copy of your marriage certificate
  • Domestic partner, a completed Affidavit of Domestic Partnership