Michal Horný
Health insurance, patient cost-sharing, price transparency, affordability of care, health equity
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As a quantitative health services researcher and a health economist, I study the factors that influence patients’ exposure to the cost of their care and how that impacts their financial outcomes, use of care, and health. The main goal of my research is to improve the affordability of care and health equity. My areas of interest include health insurance benefit design, health care price transparency initiatives, medical billing practices, and health care cost uncertainty. My recent work examines the inequities in the administrative burdens due to medical billing errors, the financial risk that patients bear due to the unpredictability of the service composition of planned health care episodes, and the affordability challenges stemming from the temporal concentration of medical out-of-pocket costs. Most of my research relies on data from large health care claims databases and patient surveys.