In accordance with state and university COVID-19 guidance, Financial Aid Services is currently closed to visitors.  We are also suspending our office hours in the UMass Library Learning Commons, the Center for Multicultural Advancement and Student Success (CMASS), and at the International Programs Office (IPO) until the start of the Fall 2020 semester.

Before considering alternative loan options, you should first apply for federal, state and institutional financial aid, including federal student loans.  You should use alternative loans only as a last resort to pay for college costs. File a FAFSA first. Go to studentaid.gov for more information.