Open a Debit Account

The UCard Debit Account is a UMass Amherst declining balance debit account provided to UMass community members to make on-campus puchases convenient and easy.  To learn more about the debit account including cost and eligibility requirements, please go here.


How do I open a UCard Debit Account?

Students: All students fill out debit applications when they receive their initial UCards.

Staff and NENS: All staff and NENS are given debit account applications when they receive their initial UCards. Applying for a UCard Debit Account is optional.

Others: Visitors, guests, and others who do not qualify for a UCard can still obtain a Debit Account by purchasing a Guest Card from one of the several Value Transfer Stations (VTS) located on campus. You do not need to submit a debit application to purchase one of these cards. However, they have several drawbacks to UCard Debit Accounts:

  • Guest cards are anonymous. If you lose or damage your guest card, the funds on that card are lost.
  • Similarly, these funds cannot be refunded, even if you leave the university.
  • The only way to deposit funds on to a guest card is by making a cash deposit at a Value Transfer Station.

I'm ready to sign up.  What now?

To open a UCard Debit Account, you must submit a completed UCard Debit Account application form.  If you are 18 years of age or older you can submit an online form hereIf you are under 18 years of age, you must also have a parent/guardian sign a paper form which is available for download here or in person at the UCard Office.

Location & Hours

168 Whitmore Administration Bldg. (Map)
Monday - Friday, 8:30am-5:00pm
(Extended Hours & Holiday Exceptions)

Contact Information

Telephone: (413) 545-0197
FAX: (413) 577-0644

Mailing Address

UCard Office
P.O. Box 2364
Amherst, MA 01004-2364