The Department of Philosophy is committed to fully funding all incoming students for at least five years, contingent on satisfactory academic progress in your first year and each year thereafter, as well as on satisfactory job performance as a Teaching Assistant (TA) or Teaching Associate (TO) when applicable.
All incoming students receive a living stipend, full tuition credit, a 95% waiver of health insurance fees, free vision and dental insurance, and other childcare and wellness benefits. Students are typically expected to serve as full-time TAs or TOs for eight of their ten semesters in the program.
During AY23-24, a full-year TAships carries a stipend of about $24,820 plus remission of tuition and most fees. Each TA is assigned to an undergraduate course, where they teach discussion sections, grade exams, hold office hours, and perform other duties as assigned by the instructor of the course. Advanced graduate students are often awarded Teaching Associateships (TO). Each TO has full responsibility for the construction, teaching, and grading of their own course. Stipends associated with TOs are the same as those associated with TAs. Some graduate students receive financial aid in the form of Graderships. They grade exams for some course. The stipends associated with Graderships are variable.
In recent years all of students active in the PhD program have had sufficient financial aid to enable them to get tuition and fee waivers. During AY22–23, for example, every student in residence who sought it received some form of financial aid either from the Department or from the University or from some outside funding source. Most of them have either a teaching appointment as TA or TO, or a non-working fellowship. Since they have adequate financial aid, these students are not required to pay tuition or most fees to UMass.
The students who are not in residence are ABDs who have moved elsewhere. Many of these students have taken a job teaching philosophy at some other college or university while they complete their dissertation. Some of these students teach online courses for UMass, and some no longer have financial aid from the Department.
The Program is designed so that students who complete all requirements on time and who complete their dissertations promptly will receive the PhD at the end of five or six years. In some cases it takes longer. In nearly all cases, a student who completes the Program in six years will receive substantial financial aid each year.
For some additional information on the financial costs of pursuing a PhD, applicants may wish to consult PhDs.me's Financial Aid for Doctoral Students.