Most graduate students are supported by Teaching Assistantships which provide a waiver of tuition and a 9-month stipend. Health fees are mostly subsidized, but other general fees are paid directly by the student. TA duties involve teaching one section of an elementary course each semester or equivalent work connected with a large lecture course. Summer teaching opportunities are also often available.
For Fall 2022, new Ph.D. students will receive a TA stipend of at least $23,438. New Teaching Assistants in M.S. programs will normally receive a stipend of at least $17,288 and somewhat reduced duties.
A number of advanced Ph.D. students hold Research Assistantships attached to grants held by particular faculty members.
One of the University residence halls is reserved for single graduate students. There are about 400 unfurnished apartments owned by the University on or near campus, reserved for students who are married or have dependent children. A wide range of privately owned off-campus housing is available, including many apartments near the free bus routes. UMass Residential Life Student Services has information about on-campus housing options, and information about off-campus housing is located at UMass Off Campus Housing Service. Information regarding on-campus graduate housing for new students can be found here: https://www.umass.edu/living/assign/grad-students .