Finances are personal and unique to you. It’s important to understand your study abroad budget and how you will pay for it. Education Abroad Advisors can answer questions about program costs and paying for your program. Financial Aid Staff can answer questions about what aid can be used for your study abroad program and increasing what you can borrow.
The billing and payment process will vary depending on the specific study abroad program and by student. It is important to communicate with your Education Abroad Advisor, your study abroad program, and the UMass Financial Aid Office so you understand how billing and payments will work for you.
Paying for your study abroad program depends on the type of program you choose and when you are going. Review How the Money Works to understand billing, payments, and financial aid for your term abroad.
Using Financial Aid
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To use financial aid for study abroad, you must have completed the Free Application for Federal Student Aid (FAFSA).
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You can see your financial aid package on SPIRE; Log in with your UMass Amherst ID and password, click “Finances” and then “View Financial Aid.”
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You can use financial aid for summer programs if you will be earning at least 6 credits. Winter session programs aren’t eligible for financial aid.
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Tuition credits and work study cannot be used.
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Grants, scholarships, and loans can be used to pay for study abroad.
Billing and Payment
Billing and payment options depend on the type of education abroad program.
Frequently Asked Questions
More Questions?
Student Account Manager
Kate Smith can answer questions about finances, payment, and other money topics. Schedule an appointment or email her.