UPay Payment Plan

UMass Amherst works with Nelnet Business Solutions (QuikPAY) to provide a no-interest installment payment plan program for students. The plan allows monthly scheduled installments from a US bank account or credit card. Installments are due either on the 10th or 20th of each month depending on the plan you sign up for. A non-refundable enrollment fee is required. Our plan allows for five (5) monthly payments.

UPay Enrollment Dates

These documents contain the UPay Plan enrollment and installment dates. This information is also at the bottom of Bursar's My College Payment Plan.


Enrollment in the UPay Payment plan is online only. Please note: All down payments and enrollment fees are processed immediately

Steps to Enroll

  • Log into SPIRE
  • Click on View/Pay Bill
  • Select Payment Plan in the QuikPAY menu

Before you click the Submit button

Before you click Submit, please read carefully through the Final Review and the Terms and Conditions.

After you click Submit

An immediate e-mail will be sent (if an e-mail address was provided) confirming enrollment.

Payment Methods

  • Automatic bank payment (ACH)
  • Credit/debit card

Cost To Participate in UPay

  • Nonrefundable enrollment fee per semester (ACH & credit/debit card)
  • $30 returned payment fee if monthly installment payment is returned


Please contact the Bursar's Office at (413) 545-2368.