Office of the Bursar

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Perkins Loan Repayment Services

As of September 30, 2017, no additional loans will be available under the Federal Perkins Loan Program.

The Federal Perkins Loan is a campus-based loan program administered by the University of MA Amherst or Boston for the benefit of undergraduate and graduate students with exceptional financial need.

Disbursement of loan funds is administered by the Financial Aid Office of the campus where the student is enrolled. All other aspects of the Perkins loan program for the University of MA Amherst or Boston is the responsibility of this office.

Exit Interview

Federal regulations require that borrowers complete exit counseling for loans received through the Federal Perkins Loan Program. At the time of the exit interview, the borrower will receive...

Making Payments

Heartland ECSI is the loan and billing service provider for both Perkins loans and Nurse Faculty loans that are awarded by Amherst and Boston campuses.

Deferment

You may be eligible for deferment of your Perkins loan. Deferment is a period of time during which the borrower is not required to repay the loan principal and interest, followed by a six month post-...

Forbearance

Forbearance is a temporary postponement of payments. It can be granted for borrowers who are experiencing extenuating circumstances such as financial hardship, poor health, time spent serving in...

Perkins Cancellation and Discharge

You may be Eligible for Cancellation or Discharge of your Perkins Loan. A borrower may have all or part of his or her loan (including interest) canceled for engaging in certain qualifying public...

Perkins Default and Loan Rehabilitation

Default is failure to make a payment or submit a request for deferment, forbearance or cancellation on or before the scheduled payment date.

Loan Consolidation

Consolidation is the process of combining one or more of your eligible federal educational loans into a single new loan. Consult https://studentloans.gov/myDirectLoan/consolidationPaper.action to...