A minimum of 120 semester credits is required for a bachelor’s degree. Of those, 45 must be UMass Amherst degree-seeking credits. The rest may be transfer credits, including test credits and military credits. However, earning 120 semester credits does not guarantee a bachelor’s degree, since those credits must also fulfill various requirements. If,for example, you start a major with many requirements after completing a considerable number of unrelated credits, then it may delay your graduation. UMass Amherst bachelor’s degrees have the following components: (1) general education requirements (approximately 1/3 of the degree requirements); (2) college requirements (ex: language requirement for majors in some colleges, but not for all); (3) major requirements (may vary from 30+ to 70+ credits); and (4) electives.The greater the number of credits required for the major, the fewer elective credits a student may need to complete the degree. In general, military credits are used for electives toward a degree. However, with the approval of a faculty advisor, they may be used toward their major as well.