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Undergraduate Aid
(413) 545-0801
Graduate Aid
(413) 545-0801

Direct Loan Maximum Borrowing Limits
for Graduate Students

Annual Limit:

Graduate students may borrow up to $20,500 (or up to the cost of attendance minus other financial resources, whichever is less) in a combination of subsidized and unsubsidized loans. The subsidized portion may not to exceed $8,500.

Aggregate (Total) Limits:

(Please note that this includes unpaid undergraduate loans.)

Subsidized and/or Unsubsidized


Additional Unsubsidized




When awarding Direct Loan(s) we assume that you may receive a Graduate Appointment. If you do not receive an Appointment, please let the Graduate Financial Aid Office know, as this may increase your loan eligibility.