Click here for the Financial Aid Services home pageSchool Code
'Dollars from Cents' © Mark Aplet. Image from BigStockPhoto.com (far left image)
Financial Aid Basics
Applying for Aid
Types of Aid
receivingaid
faqs
forms
studentemploy
links
contact

Questions? We're here to help.

Undergraduate Aid
(413) 545-0801
Graduate Aid
(413) 577-0555

Types of Aid

For Undergraduate Students

If you are an undergraduate, your financial aid package may be comprised of many different types of awards: grants, scholarships, tuition waivers, loans and work-study. These awards can range in size from hundreds to thousands of dollars. The type of aid you receive will depend on whether it is need-based (determined by your demonstrated financial need) or non need-based (determined by merit or other factors). To receive need-based aid, you must submit a Free Application for Federal Student Aid (FAFSA).

For Graduate Students

Most aid for graduate students is in the form of loans, both need-based and non-need-based. Graduate students may also receive assistantships from the Graduate School or their department. A limited number of high need graduate students are offered Federal Work-Study awards. These may be used as part of the funding source for the stipend portion of their assistantship, pending approval from the hiring department. A Federal Work-Study award does require students to carry a minimum of six credits and enroll in a degree-granting program.


Non-University Awards

If you receive educational financial aid from sources other than those awarded by UMass Amherst Financial Aid Services, you must report them. See Non-university Awards for more information on how to handle this additional aid.

Financial Aid Services for Graduate Students

243 Whitmore Administration Building
413.577-0555
grads@finaid.umass.edu
Hours: Monday-Friday
8:00 a.m. to 4:00 p.m.