University of Massachusetts Amherst

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Alternative Loans

Before considering alternative loan options, you should first apply for federal, state and institutional financial aid, including federal student loans.  You should use alternative loans only as a last resort to pay for college costs. File a FAFSA first. Go to FAFSA on the Web for more information.

Federal Direct Loans

Click here to Complete your Direct Subsidized/Unsubsidized Loan Master Promissory Note (MPN) and Entrance Counseling.

You will need your FSA ID and password.

Student Employment Office

The Undergraduate Student Employment Office (SEO) provides a listing service with a wide variety of student jobs.

Student Scholarships

Current and prospective students can search through a listing of scholarships that are independent of the FAFSA.