Financial Matters

Applying for Financial Aid:

If you are transferring to UMass Amherst, your aid does not automatically transfer with you. You must request that your FAFSA form be sent to UMass Amherst. 

The Free Application for Federal Student Aid (FAFSA) is the only application used to apply for financial aid at UMass Amherst. The FAFSA should be filed as soon after October 1 as possible and before the priority date of March 1 for maximum consideration. In completing the application, be sure to list UMass Amherst as one of the schools on your FAFSA form. The school code is 002221.

Types of Aid:

Financial aid funds come from three major sources: the federal government, the state, and from UMass Amherst resources. Awards may include grants, loans, and part-time employment. Most students, depending on their level of eligibility, receive a combination of these types of aid in their "financial aid package."

Many financing options are available to help bridge the financial gap between college costs and the traditional funding sources applied for through the FAFSA. Alternative loans provide additional funding after a borrower has maximized federal loan eligibility. Please visit the Financial Aid Services website for more information.

Notes about Financial Aid & Costs:

  • You must reapply for financial aid every year by completing a FAFSA form.
  • If your FAFSA form is selected for verification by the U.S. Department of Education or UMass Amherst, the necessary forms and documentation to complete the process will be requested from you.
  • Financial aid offers made prior to the completion of the verification process will be considered tentative until the requested documents have been reviewed.


Tuition Advantage Program:

To be eligible for the TAP tuition credit students must graduate from an approved Massachusetts community college MassTransfer associate degree program with a 3.0 or higher grade point average (GPA). And, within one year of graduating from that community college you must enroll as a degree-seeking student at UMass Amherst.

The TAP tuition credit is guaranteed only for your first two semesters at UMass Amherst. To maintain the TAP tuition credit, you must earn a UMass Amherst GPA of 3.0 or better in your first two semesters. TAP is given for a maximum of four consecutive semesters. If you need your benefits to extend beyond four semesters, you must contact a transfer counselor in the Office of Undergraduate Admissions to discuss a possible extension.

Students are eligible for only one tuition credit per semester. If you are eligible for another credit (i.e. veteran’s benefit; dependent of a state employee; the Adams scholarship), the UMass Amherst Bursar’s Office will choose the one that benefits you the most. The TAP tuition credit may not be used for Division of Continuing and Professional Education courses and/or degree programs, such as University Without Walls or other online degree programs. Students in Additional Transfer Agreement programs may also be considered for TAP.

Student Employment:

The Student Employment Office (SEO) provides a listing service with a wide-variety of student part-time and seasonal jobs. They also work with students and employers to make sure they understand all regulations involving student employment and Federal Work-Study. Please visit the SEO Website for a link to search active student job opportunities. Students may also find jobs through Auxiliary Services (which includes the Campus Center, the Hotel, and the Dining Commons), the LibrariesResidential Life, and Transit Services.


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