a PBS narrative on the challenges and opportunities for young adults to manage their money
the U.S. government website dedicated to teaching all Americans the basics about financial education
Money 101
Money Management and Personal Finance
Financial literacy is the ability to understand finance. More specifically, it refers to the set of skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. (Source: Wikipedia)
To assist with your knowledge in this area we are providing resources and tools on a wide range of important financial topics for students.
Everfi's Buttonwood Program
The Buttonwood™ course is an important tool to help you learn how to manage your personal finances and student loans, and how to practice smart money management techniques that will help you achieve better financial security later in life.
40 Money Management Tips Every College Student Should Know
Provided by National Endowment for Financial Education (NEFE)
The Consumer Financial Emergency Survival Kit
Money Managment Tips for College Students
Massachusetts Bankers Association
Practical Money Skills
Excellent Web site explaining how to manage your money and develop budgeting skills.
You Can Deal With It
Site providing practical advice on credit cards and other financial matters.
Spending & Saving
Organizing Your Budget/Spending - https://www.mint.com/
Budget Calculator - http://mappingyourfuture.org/money/budgetcalculator.htm
Did You Ever Buy Anything and Wish You Hadn’t? - http://www.spendster.org/
27 Money Saving Tips for College Students -
http://www.getrichslowly.org/blog/2006/08/30/27-money-tips-for-college-students/
118 Ways to Save - http://www.collegescholarships.org/student-living/save-money.htm
Need Help Preparing Your Income Tax Return? -
http://www.isenberg.umass.edu/events/
Volunteer_Income_Tax_Assistance_Program_60/
Managing Loans and Debt
Mend Your Spend - http://www.spendster.org/tools/
Free Credit Reports - https://www.annualcreditreport.com/cra/index.jsp
Financial Aid/Student Loan 101 - http://www.finaid.org/
Income Based Federal Student Loan Repayment Plan - http://www.finaid.org/loans/ibr.phtml
Income Based Repayment Plan Calculator - http://www.finaid.org/calculators/ibr.phtml
Public Service Loan Forgiveness - http://www.finaid.org/loans/publicservice.phtml
Click here to access the Buttonwood Financial Literacy Course.
To help set you on the path toward future success, all UMass Amherst first-year students are required to complete Part I of the Buttonwood program in order to register for Fall 2013 classes.