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USDA Rural Development

The Rural Housing Service (RHS) of USDA Rural Development works to improve the quality of life for rural Americans by ensuring that they have access to safe, well-built, affordable homes.
RHS offers:
-Home Ownership Loans: guaranteed and direct loans
-Self-Housing: loans help groups of six to ten low-income families build their homes by providing materials and the skilled labor they cannot finish themselves.
-Rural Rental Housing Loans: to finance building construction and site development of multi-family living quarters for people with low, very low and moderate incomes. Some units are reserved for people 62 and over.
-Home Improvement Loans and Grants: enable low-income rural homeowners to remove health and safety hazards from their homes and to make homes accessible for people with disabilities. Grants are available for people 62 years and over who cannot afford to repay a loan.
-Site Loans: buy adequate building sites for development of a desirable community by private or public nonprofit organizations.
-Farm Labor Housing Loans and Grants: enable farmers, public or private non-profit organizations, and units of State and local governments to build, buy or repair farm labor housing in either dormitory or multifamily apartment style.
-Housing Preservation Grants: help low-income homeowners repair and rehabilitate their homes. Rental property owners can use them to repair and rehabilitate their units if they agree to make such units available to low-income families.
-Housing Subsidies: RHS can help subsidize monthly mortgage and rental payments, limiting these costs to no more than 30% of the adjusted monthly income of applicant. These subsidies can be used for the home ownership, rural rental and farm labor programs described above.
Website: www.rurdev.usda.gov

Address:
243 King St, Room 224
Northampton, MA 01060

Main Phone: (413) 585-1000 (ext.4)
Other: (202) 720-1477 (National Office for Single Family housin)
Other: (202) 720-1600 (National Office for multifamily housing)
Type:
Hours: Monday-Friday 8am-4:30pm M-F
Email: PGEOFFRO@RURDEV.USDA.GOV
URL: