To enroll in Excess Express, all students must agree to the following Terms and Conditions of the service:  Deposits: You authorize the University of Massachusetts to initiate deposits of excess checks to your designated banking institution. Further, in the event that the University of Massachusetts deposits funds erroneously into my account, I authorize the University of Massachusetts to debit my account for the amount not to exceed the original amount of the credit. Deposits can be made to only one depository account per student. This authorization remains in full force and effect until you revoke it by changing your banking information on SPIRE at least 10 days prior to any subsequent deposit. E-mail: You will be notified of all electronic excess checks through your official student e-mail account provided by the University of Massachusetts. It is your responsibility to verify that the excess check has been credited to your bank account before writing checks against these funds. If you choose to forward your University of Massachusetts e-mail to an alternate e-mail address, you do so at your own risk. Financial Aid: You must repay the University of Massachusetts if you withdraw from the University, have a change in financial aid eligibility, or have received a refund in excess of your financial aid eligibility. Previously deposited financial aid funds, which have been returned to your lender, will be charged to your student account. Failure to repay these funds will result in a hold being placed on all your academic records and referral of your financial account to a collections agency. You authorize federal financial aid payments to be applied to charges for any term prior to the deposit of the excess.