Office of the Bursar graduation cap
The Billing and Payment Gateway of UMass Amherst

Making Payments

There are several options for making Perkins Loan payments.


If your loan is in good standing, you can make payments to Heartland/ECSI. Heartland/ECSI has several payment options available and can assist you with any  questions.

Pay Online

Online Perkins Loan payments may be made through Commerce Manager.  You will be required to enter your loan number at the time of payment.

Please note VISA changes:  VISA has changed their policies and no longer allows student loan payments to be made using a VISA credit card.

If you use online banking with your personal bank, you will need to enter the Student Loans Office address at the time of payment. Please reference your account number on the payment.

​Pay By Mail

Check or money order payments may be sent directly to the Student Loans Office. Checks should be made out to the University of Massachusetts; please include your account number on the check for reference.  

UMass Amherst
Student Loans/Campus Receivables
215 Whitmore Building
181 Presidents Drive
Amherst, MA 01003

Pay In Person

Cash, check or money order payments are accepted in our Student Loans Office on the University of Massachusetts Amherst campus during our business hours.