Office of the Bursar graduation cap
The Billing and Payment Gateway of UMass Amherst

Doctoral (Ph.D.) Students

Eligibility: 
Nurse Faculty Loan Program Borrowers

NFLP borrowers that graduate and are employed, and decide to return to a graduate nursing education program to pursue a doctoral degree to further their preparation as nurse faculty may request deferment of payment for up to 3 years.

It is the responsibility of the borrower to submit the Deferment Application Form to the University for each period of deferment at least 30 days prior to the beginning of:

  • the activity that makes the borrower eligible for deferment
  • the repayment period (i.e., the due date of the first payment) if the borrower is beginning the activity during the grace period.

Deferment periods are excluded from the 10-year repayment period.