Office of the Bursar graduation cap
The Billing and Payment Gateway of UMass Amherst

Doctoral (Ph.D.) Students

Nurse Faculty Loan Program Borrowers

NFLP borrowers that graduate and are employed, and decide to return to a graduate nursing education program to pursue a doctoral degree to further their preparation as nurse faculty may request deferment of payment for up to 3 years.

It is the responsibility of the borrower to submit the Deferment Application Form to the University for each period of deferment at least 30 days prior to the beginning of:

  • the activity that makes the borrower eligible for deferment
  • the repayment period (i.e., the due date of the first payment) if the borrower is beginning the activity during the grace period.

Deferment periods are excluded from the 10-year repayment period.