Office of the Bursar graduation cap
The Billing and Payment Gateway of UMass Amherst

Deferment

You may be eligible for deferment of your Perkins loan.

Deferment is a period of time during which the borrower is not required to repay the loan principal and interest, followed by a six month post-deferment grace period. A borrower is entitled to have the repayment of a loan deferred under certain circumstances. It is the borrower's responsibility to request deferment from the school. 

Select one of the qualifying deferment circumstances below to determine eligibility for a deferment.